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Financial planning events / Retirement Seminars

A number of third party companies provide retirement seminars for members.

Bookings should be arranged with the third party direct.

Police Mutual Retirement Seminars

At Police Mutual we’ll tell you what’s best for you, not what’s best for us!

When it comes to providing you with support as you approach retirement we’ve gone further than most.

This bespoke course has been designed specifically for Superintendents, is ideally suited to those officers with 12 months or less to retirement and is aimed at helping to ensure that you’re fully prepared for retirement both financially and emotionally.

However, we don’t believe that a course alone is sufficient. It’s too much to expect an individual to retain information they received up to 12 months earlier. This is why we developed the Retirement Centre to act as a ‘one stop shop’ for officers approaching retirement. It’s aimed at giving you an easily accessible, central resource of relevant information. The course will help you navigate this site.

We also know that, with plenty of other things going on as you approach retirement, it’s easy to forget to complete some of the preparations you had every good intention of undertaking. This is where the ‘Keeping In Touch’ activity steps in, providing quarterly email reminders of some of the actions you should be considering as retirement approaches. The course allows you to register for this support.

Retirement can bring huge changes to more than just your income. Our one day course covers lifestyle as well as financial aspects of your retirement and delegates are encouraged to really think about the retirement they want and how they can achieve it. The course itself is highly interactive with many delegates leaving having gained a great deal of value.

“It made me realise I didn’t know as much as I should”“Excellent course, very beneficial and certainly gave me food for thought”

Key areas covered include:

  • Coping with change
  • Understanding the Police Pension Scheme and your options
  • Financial Planning for Retirement
  • Investing your commutation
  • Life beyond the Force
  • Career Planning
  • Wills and Estate Planning

The dates of the 2021 seminars are as follows:
25th February 2021 – Virtual 
26th August 2021 – Lord Knights room at our Alexandre House offices in Lichfield  

To register your details for our Superintendents’ Pre-Retirement course simply:

Email us at [email protected] or call us on 01543 305387

Passionate about Police Welfare
Life in the Police Service has changed a lot since we were set up in 1922. As policing continues to change, we’ve recognised your needs are changing too and have broadened our services to make sure we’re as relevant to the Police today as we were over 90 years ago, for more information visit www.pmas.co.uk
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Reflect Financial PFM - Retirement Seminars

Bespoke Financial Advice for Senior Police Officers

Philip Pearson provides financial advice to clients and operates on a nationwide base.  With over thirty years of experience within the financial services profession, fifteen of which were as Principal of Pearson Financial Management (PFM), Philip has been providing bespoke financial advice to senior police officers for over twenty years.  During this time, he has developed a strong reputation within the Police Superintendents’ Association (PSA) for providing the highest quality financial advice and for helping members make provision for their ongoing financial security.  

Philip also supports senior police officers through the provision of pre-retirement seminars.  These events are extremely popular and have proved to be an invaluable source of advice and guidance to members as they consider a life beyond policing.  The seminars, which are free of charge and to which spouses/partners are also welcome to attend, include essential topics such as:

·       Money Management
·       Investment Strategy and Risk
·       Wills/Estate planning
·       Preparing for retirement
·       Police pensions and taxation

The value of an investment with St. James’s Place is directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.

Advice relating to a Will necessitates the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

St. James’s Place

Philip is a Senior Financial Planning Consultant within Reflect Financial Limited, a Partner Practice of St. James’s Place Wealth Management (St. James’s Place).  St. James’s Place Wealth Management is a multi-award-winning FTSE 100 company with £129.34 bn of funds under management (as of 28th January 2021).  Philip is fully qualified as financial adviser with the Chartered Insurance Institute and through St. James’s Place’s own accreditation processes.

St. James’s Place operates a distinctive Investment Management Approach.  It retains control of its own funds and then sub-contracts their management to leading fund managers from across the globe, all of whom have been selected by the St. James’s Place Investment Committee with the help of independent consultants. Once selected and appointed, the performance of the fund managers is closely and continuously monitored.  The global reach of St. James’s Place’s selection process means that it is not restricted to recommending UK registered funds only.  St. James’s Place is committed to an ethical and responsible investing policy and has an in-house Responsible Investment Committee. 

Reflect Financial Limited

Backed up by the technical and client services team at Reflect Financial Ltd and St. James’s Place, the strength of Philip’s advice is rooted in his experience of working with police officers over many years, together with his knowledge and understanding of the police pension schemes and the taxation regimes that impact upon them.  As a valued client, your key relationship would always be with Philip, but it is important to highlight that, below the surface, you would also have exclusive access to highly qualified and experienced specialist advice teams bringing together investment and pension specialists, banking advisers, and experts in taxation and legal matters. 

Working alongside Philip is former Chief Superintendent and National Secretary of the PSA, Tim Jackson QPM.  Having led for the Association on the reform of police pensions, and worked closely with other staff associations in relation to this, Tim has a detailed knowledge of the various police pension schemes and related taxation matters.

Points of contact:            Philip Pearson ([email protected]) 07779 325803

                                           Tim Jackson ([email protected]) 07768 301482

Reflect Financial Ltd. is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.

Pre-retirement seminar dates for 2021

  • Tuesday, 16th March 2021 ‘on line’ (delivered via Microsoft Teams)
  • Tuesday, 23rd March 2021 ‘on line’ (delivered via Microsoft Teams)
  • Tuesday, 27th April 2021 at the Victory Services Club, 68-79 Seymour Street, London, W2 2HF (near to Marble Arch Underground Station)
  • Thursday, 27th May 2021 at a venue to be confirmed in the South West
  • Tuesday, 15th June 2021 at the offices of Reflect Financial Limited, 2nd Floor, 12 Princes Parade, Princes Dock, Liverpool, L3 1BG (accessible by car and rail)
  • Thursday, 15th July 2021 ‘on line’ (delivered via Microsoft Teams) 
  • Thursday, 9th September 2021 at the offices of Reflect Financial Limited, 2nd Floor, 12 Princes Parade, Princes Dock, Liverpool, L3 1BG (accessible by car and rail)
  • Tuesday, 21st September at the Victory Services Club, 68-79 Seymour Street, London, W2 2HF (near to Marble Arch Underground Station)
  • Thursday, 7th October 2021 at a venue to be confirmed in Birmingham
  • Tuesday, 16th November 2021 at a venue to be confirmed in the North East
  • Tuesday, 7th December 2021 at the Victory Services Club, 68-79 Seymour Street, London, W2 2HF (near to Marble Arch Underground Station)
 

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True Bearing Retirement Seminars


We offer independent financial advice to clients throughout the North West, North East, through to London.  Our financial advisers have decades of experience in advising clients and passionately believe in face-to-face financial advice. We are extremely proud of our service and the awards we have won, but this isn’t the only reason to choose us. We were awarded the prestigious “Chartered Financial Planners” title by The Chartered Insurance Institute (CII) in 2010. Chartered status is an exclusive title only awarded to 4% of all UK IFAs firms, which meet rigorous criteria relating to professionalism and capability.

We pride ourselves on excellent communication with our clients and in 2010 we were the first IFA to achieve Investors in People Gold accreditation in recognition of our staff and systems, we have retained the Gold accreditation ever since. In 2018 True Bearing won ‘GOLD Employer of the Year’ at the Investors in People Awards 2018 for category 50 to 249 employees. It was the first time True Bearing entered the awards as it was an opportunity to benchmark ourselves against high performing organisations, not just within the UK but on a global scale.

Other achievements are ‘Best Financial Firm in Lancashire’ at the Red Rose Awards in 2016 and 2018. We also achieved Professional Practice of the Year in 2016 along with an award for our commitment to Corporate Social Responsibility at the BIBAs. True Bearing has over 15 years’ experience in business, and has been growing at 15-20% per year for the last six years to become a regional leader.

True Bearing is directly regulated and authorised by the Financial Conduct Authority (FCA). We provide advice across the whole of the market and we do not sell products; our incentive is getting the best results for our clients. This is achieved through impartial, unrestricted advice that considers every financial solution on the relevant market. We have Chartered IFAs, Society of Later Life Advisers (SOLLA), some of whom are qualified under The Society of Trust & Estate Practitioners (STEP). True Bearing employs legal specialists to complement its financial planning for clients.

Having been actively involved in the retirement workshops for a number of years, True Bearing officially launched its own Pre-Retirement Workshops in 2013. Currently we work with Cumbria Constabulary, Lancashire Constabulary and Merseyside Police. Since our launch we support over 60 major employers and deliver over 130 workshops per year to the private and public sectors. Following the delivery of courses to the Chief Police Officer’s Staff Association, saw us recommended to other police forces throughout the UK.

We are thrilled to be working with the Police Superintendents' Association again this year and are offering workshops at the venues noted below.

True Bearing Pre Retirement Workshop will cover:

  • Life Time Allowance and Annual Allowance
  • Police Pension
  • Taxation
  • Financial Planning before and after retirement
  • Estate Planning
  • Making Wills
  • Lasting Powers of Attorney
  • State Benefits
  • Managing the change process

The next webinar will be taking place on:  
If you are interested in attending a True Bearing Pre-Retirement workshop please register your interest with [email protected]or (07545 834030). 
For further information on the company visit www.truebearing.co.uk.
 
The dates for 2021 are:- 
Wednesday 31st March 2021 – webinar 
Wednesday 2nd June 2021 – webinar 
Wednesday 29th September 2021 – Farington Lodge  (Preston - Lancashire) 
Wednesday 24th November 2021 – Mere Golf Resort & Spa (Knutsford - Cheshire)

If you would be interested in attending one of our Pre-Retirement Workshops please register your interest with [email protected] or (07545 834030).

For further information on the company visit www.truebearing.co.uk

We look forward to welcoming you.

Maria Dabipi DipM MCIM
Business Development Manager
Mobile: 07545 834030 Office Phone: 01257 260011
True Bearing Ltd, 2 Buckshaw Court, East Terrace Business Park, Euxton Lane, Euxton, Lancashire, PR7 6TB
True Bearing “The Right Direction for Financial Advice”
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Close Brothers

Providing financial education and guidance

Every step of the way

Close Brothers have been providing financial education to members of the Police Superintendents’ Association for over 25 years.  During that period over 1,700 delegates have rated our retirement support as ‘Excellent’.

Our one-day retirement seminars, which are provided to Association members free of charge, are held at the following locations;

  • London
  • Middlesbrough
  • Manchester 
  • Birmingham

Events are held from 09:30 to 16:30 and all refreshments, lunch and reference materials are provided and your spouse/partner is also very welcome to attend.

Dates for 2021 are as follows:-
 
  • 18th June 2021 – 1 day seminar
  • 9th September 2021 -  1 day seminar
  • 6th December 2021 – 1 day seminar
 
 
Or if people want further information, please email:  [email protected]  
https://www.moneytalksatclose.com/p-supers/retirement

We recommend that members attend when they have approximately 25 years police service, to allow for sufficient time to plan their retirement from the Police Service, and to assess the effects of the current pension tax charges on future pension benefits, caused by the reduction in the Lifetime Allowance.

Our events cover a wide range of topics including;

  • When is the best time to retire?
  • Working, earning and tax!
  • Salary -v- Pension
  • 2015 Pension Reforms – applicable to your ‘next phase of life’
  • Financial security and how to improve your position in the years ahead 
  • Life after the Force 
  • Estate planning and wills
  • Understanding personal taxes and planning opportunities

To book onto a seminar or to find out more, visit https://www.moneytalksatclose.com/p-supers/retirement or contact Jane Scarff on [email protected] or 07710 650 925

Here are what some of your colleagues thought of our seminars: 

 “Thank you for your constant enthusiasm and positivity” Ch Supt, Leicestershire 

“Invaluable session.  Well explained and areas clarified if delegates lacked understanding” Supt, The Met 

“Fantastic opportunity; Food for thought, unbiased sound advice” Supt, The Met

“This was an excellent presentation, thank you so much” Supt, The Met

About Close Brothers

Strong traditions, proven experience

We are an award-winning provider of financial education in the workplace, driving financial wellbeing through holistic education, advice and investment solutions for nearly 50 years.  We work with over 450 of the UK’s best known organisations including Astra Zeneca, BAE Systems, BP, Ernst & Young, Jaguar Land Rover, National Crime Agency, Shell and Total UK who trust us to deliver informative, inspirational and engaging communications to thousands of their employees every year.

Our support doesn’t end with financial education; as one of the few firms able to provide a complete financial planning and investment service, you benefit from impartial and sound advice based on insight, experience and technical expertise.  By combining our core capabilities of financial planning, investment management and efficient administration, we can develop and implement a comprehensive financial plan, all under one roof.

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Police Clubs Financial

Police Clubs Financial has over 16 years’ experience providing independent financial advice to police officers and staff, and has supported the Police Superintendents’ Association for over 10 years.  As holistic financial planners, Police Clubs Financial can provide information on core areas associated with financial planning from mortgages, protection and regular savings to pensions and lump sum investment.

Due to the success of their first two financial planning presentations and with numbers continuing to increase for their third presentation on 15th March, Police Clubs Financial has launched another two dates on 20th April and 20th May 2021. 

The presentations will be held from 10am to 11am on Microsoft Teams and if you would like to attend then please email [email protected] to reserve a space.
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